Months of waiting, or peace of mind today – get the right medical cover for timely access when you and your family need it most.
Whether you are looking to set up or switch your existing insurance, contact us to arrange a no-obligation quote for you and your family.
Protecting our family’s health is a key part of wealth and inheritance planning. With NHS waiting lists at record highs, timely access to treatment has never been more important.
Capstone Financial work closely with WPA, who offer flexible health insurance policies for individuals or families — all at highly competitive premiums.
Call 0161 667 1482 or complete our form
WPA are a leading UK health insurance provider. They provide access to the sort of healthcare that we want for ourselves and our families and have been helping members since 1901.
Please see below a list of answers to our most popular questions. If your question is not listed, complete our online form and we will be in touch to answer your question.
What is private medical insurance?
Private medical insurance provides faster access to healthcare, covering the costs of private diagnosis, treatment, and hospital care, so you don’t have to rely solely on NHS waiting times.
What are the main benefits of private medical insurance?
Can I change my cover as my needs evolve?
Yes – plans are flexible and can be adjusted if your family grows, your lifestyle changes, or you want to extend or reduce cover.
How much does private medical insurance cost?
Premiums vary depending on age, level of cover, and whether you include your family. We work with leading insurers to ensure competitive and fair pricing.
How do I make a claim?
The claims process is designed to be simple and efficient, with support available every step of the way. In most cases, approval is given quickly so treatment can begin without delay.
Why consider private medical insurance now?
With NHS waiting lists at record highs, private medical insurance ensures that you and your family can access timely care when you need it most.
Can a plan be set up through my business?
Yes – many business owners choose to arrange cover through their company, which can offer tax efficiencies and extend benefits to employees if desired.
Why arrange cover through Capstone Financial?
We provide expert advice tailored to your personal and business circumstances, helping you find the right level of cover from trusted providers and reviewing it as your needs change.
Call 0161 667 1482 or complete our form
Keeping you informed with articles focused on your financial future
Call 0161 667 1482 or complete our form
*WPA data: Numbers correct as of July 2025
