Choosing how to invest your money doesn’t have to be daunting.
To help provide investment solutions that align to your individual needs, St. James’s Place have created a selection of portfolios that will help you achieve your financial goals while matching your attitude to risk.
Growth Portfolio
Growth portfolios aim to help you build your wealth and grow your capital over the medium to long term, and are particularly suited to those investing for retirement or saving to pay tuition fees.
Altogether, we offer access to five growth portfolios with different risk profiles.
Polaris
The Polaris range is designed if you’re looking to grow your investments over time. There are four fund of funds solutions which aim to maximise returns at each level of risk. These are likely to fluctuate in value. Each of the four solutions is structured as a fund of funds, meaning it invests in other funds rather than directly in equities and bonds. Polaris invests primarily in SJP funds but can also invest in funds from other providers. Units are bought in the overarching Polaris solution rather than the underlying funds themselves.
InRetirement
The St. James’s Place InRetirement range has been specifically designed to meet the needs of clients in retirement – from prioritising a safe and secure income, through to helping manage the trade-off between a safety-first approach and one looking to maximise the value of an inheritance.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.