For over 20 years, ISAs have been a popular, tax-efficient means of saving and investing. To manage the ISA funds of St. James’s Place they make use of expert insights from top investment professionals all over the world.
ISAs were launched in 1999, and since then have become a popular, tax-efficient method of both saving and investing. The rules and conditions of saving and investing in ISAs can change periodically, with the current ISA allowance being £20,000 for the tax year, with any combination of cash and investments within the overall annual limit.
St James’s Place ISA funds benefit from the expert insights of some of the top investment professionals in the world. With a variety of investment approaches available, your portfolio can be well-diversified and balanced and matched to your specific risk profile whether you’re looking for income or growth. While diversification can help spread risk across different investments, it does not remove investment risk entirely, and the value of your ISA and any income it produces can fluctuate over time. We review your portfolio regularly and adjust it to suit market conditions and your own changing priorities.
Remember that before investing in a stocks and shares ISA, you should review the following documents:
– Supplementary information document
It’s important to note that as a Stocks and Shares ISA invests in the stock market rather than holding cash on deposit, the value of your investment may be higher or lower than the amount originally invested when you come to withdraw it.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.