If you’re looking to borrow money over a relatively short term, we can help you find a competitive funding option that meets your needs.
Whether you want to fund a luxury purchase such as a classic car or yacht, or you’d like to improve your home, it may be the case that a short-term loan is an appropriate option. If you need prompt access to some additional funds for whatever reason, talk to us and we’ll help you find the right solution.
One possibility is to use your St. James’s Place or Rowan Dartington investments as security on a short-term loan (subject to eligibility). St. James’s Place works with major banks to make available these lending facilities to clients. The lending bank will take a charge over your investments and you will be unable to make withdrawals from or changes to your charged investments without prior approval from the bank.
If the value of the investments falls relative to the agreed loan facility, the lending may need to be repaid in full. Rates and charges will apply – please contact your St. James’s Place Partner for full details
Please note this involves the referral to a service that is separate and distinct to those offered by St. James’s Place.