gunnercooke Partners

“When I joined gunnercooke it was the first time I’d been responsible for managing my own business finances, so there was a lot to understand. The model is very different from being employed, and I needed guidance on everything, from managing income to planning my finances properly.

Capstone helped me look at the bigger picture – from how to take money out tax efficiently, to putting the right protection in place such as life cover and insurance that I previously had. They also helped me look at my finances holistically, including pensions and long-term planning.

Gary has been very knowledgeable and responsive, and it’s been helpful having someone who understands the gunnercooke model. We’ve been able to review things as circumstances change and make sure the plans we have in place still make sense.”

“I was introduced to Capstone at a new joiner event in London, where a brief conversation quickly uncovered a significant issue with my existing financial arrangements as a dual US-UK citizen. It became clear that I had previously received poor advice, and that discussion helped me avoid what could have become a much bigger problem over time.

What immediately stood out was their understanding of how gunnercooke operates. That experience led me to move across from my previous adviser, and since then they have since supported both me and my wife with our ongoing financial planning.

Their service continues to be excellent – clear, proactive, and reliable. I feel reassured knowing that the advice we receive is both informed and trustworthy.”

“I’ve been working with Capstone since joining gunnercooke around seven years ago, initially to review and improve my pension arrangements. The advice I received was a clear step up from my previous adviser, and this relationship has continued to add real value over time.

As I’ve approached retirement, the focus has shifted to how best to draw income in a tax-efficient way. The guidance has been both practical and proactive – helping me implement strategies I simply wasn’t aware of previously.

What stands out is that the advice is clear, considered and genuinely tailored. My adviser is engaged, accessible and willing to give straightforward recommendations. It’s been a flexible, ongoing relationship that has worked extremely well. I feel supported and it is comforting to know that not only is my financial position kept under review but there is advice immediately available whenever my circumstances change.”

“I was introduced to Capstone when I joined my firm eight years ago and have been delighted with the support and advice ever since. I am a perfect example of the ‘cobbler’s children’ – always too busy to focus on my own affairs and, if I’m honest, somewhat cautious about spending or using money. So it was a great relief to appoint Capstone to take care of my finances and long-term planning, which they have done with understanding and skill. They took the time to understand my goals and carefully got me there without frightening the horses. There’s never any hint of condescension when I ask basic questions – just patience and clarity. More recently, they helped me structure something more complex, providing clear, practical advice to achieve it in a tax-efficient way. The team are professional, knowledgeable and supportive – I feel in very safe hands.”

“Capstone have supported both me and my husband with our pensions, ISAs and business protection, including life and critical illness cover. They’ve helped us take a more structured approach to managing both personal and business finances.

After feeling a bit overlooked by my previous financial advisers, working with Capstone has been a very different experience. Andrew is professional, approachable and easy to speak to, and I feel confident trusting him to manage my investments and financial planning.

When you’re dealing with significant financial decisions, trust is incredibly important. Capstone feel like a safe pair of hands, and it’s reassuring to know my finances are being looked after while I focus on running my business.”

“Moving from an employed position at a large law firm to a self-employed role within gunnercooke meant I needed to ensure I had the correct protection in place for my family and I. I also needed to under-stand how I could effectively extract profits from my business in a tax efficient way.

Capstone Financial were recommended as the financial advisers to speak to as a gunnercooke partner and I couldn’t be happier with the advice and service I have received from them so far.

Liam took the time to fully understand my needs and objectives to ensure I had the right financial plans put in place for me. In particular I found the cash flow modeling really useful to help me look at what level of savings I need to put away each year to ensure I can retire when I want to.”

“Capstone Financial have been my trusted Financial Advisers for a number of years. Their ability to listen and understand my goals has been vital in building a long-term relationship, and they always advise me on the right protection policies and investments to suit my circumstances.

Following my move to gunnercooke having a financial adviser I can trust, who offers full holistic advice to bring financial security for me and my family, has become even more important.

With the Capstone team by my side I have full confidence that my personal finances will be well looked after, enabling me to concentrate on realising my professional ambitions with gunnercooke.”

“It is important to us that our people are happy.

Our model helps each of us to design our happiness, but to be truly happy we need to ensure that each of us is also financially secure.

When we set out to look for a partner that we could look to long term to help satisfy these aims we kept coming back to St. James’s Place and Capstone Financial.

St James’s Place, because like us they are a fast growth business and like us, they demonstrate real authority in their area of expertise. Capstone because of the people and both the warmth and the innovation they showed whenever we spoke with them. Ultimately we felt that they cared about us and our business.”