Trusted by Clients All Over The UK

“When I joined gunnercooke it was the first time I’d been responsible for managing my own business finances, so there was a lot to understand. The model is very different from being employed, and I needed guidance on everything, from managing income to planning my finances properly.

Capstone helped me look at the bigger picture - from how to take money out tax efficiently, to putting the right protection in place such as life cover and insurance that I previously had. They also helped me look at my finances holistically, including pensions and long-term planning.

Gary has been very knowledgeable and responsive, and it’s been helpful having someone who understands the gunnercooke model. We’ve been able to review things as circumstances change and make sure the plans we have in place still make sense.”

“I was introduced to Capstone when I joined my firm eight years ago and have been delighted with the support and advice ever since. I am a perfect example of the ‘cobbler’s children’ – always too busy to focus on my own affairs and, if I’m honest, somewhat cautious about spending or using money. So it was a great relief to appoint Capstone to take care of my finances and long-term planning, which they have done with understanding and skill. They took the time to understand my goals and carefully got me there without frightening the horses. There’s never any hint of condescension when I ask basic questions – just patience and clarity. More recently, they helped me structure something more complex, providing clear, practical advice to achieve it in a tax-efficient way. The team are professional, knowledgeable and supportive – I feel in very safe hands.”

“I’ve been working with Capstone since joining gunnercooke around seven years ago, initially to review and improve my pension arrangements. The advice I received was a clear step up from my previous adviser, and this relationship has continued to add real value over time.

As I’ve approached retirement, the focus has shifted to how best to draw income in a tax-efficient way. The guidance has been both practical and proactive – helping me implement strategies I simply wasn’t aware of previously.

What stands out is that the advice is clear, considered and genuinely tailored. My adviser is engaged, accessible and willing to give straightforward recommendations. It’s been a flexible, ongoing relationship that has worked extremely well. I feel supported and it is comforting to know that not only is my financial position kept under review but there is advice immediately available whenever my circumstances change.”

"I met with Janine to discuss starting a pension and she was incredibly helpful. As someone who is self employed and has very little clue when it comes to pensions, she gave me the best advice and helped me understand how to set up my future self."