This focused session will help you make sense of your updated Total Reward Statement (TRS) – now reflecting both your pre- and post-McCloud benefits across the 1995, 2008 and 2015 NHS Pension Schemes – and understand the financial implications for your future retirement planning.
Event Details:
Date: Thursday 27th November 2025
Time: 7:00pm – 7:45pm
Register: Click here
For higher earners, small changes in pension growth or scheme reallocation can have a significant tax impact. Without the right insight, it’s easy to make decisions that could lead to:
- Unexpected Annual Allowance or Tapered Allowance charges
- Reduced retirement income flexibility
- Unnecessary exposure to Inheritance Tax
The webinar will cover:
- Understand how to interpret your TRS and the assumptions behind the figures
- Learn about the potential impact of the McCloud Remedy on your retirement benefits
- Recognise common tax pitfalls and how to avoid unnecessary charges
- See how accurate financial modelling can support confident decision-making
- Contingent Decisions. How decisions you made during the remedy years (2015-2022) can now be reversed and significantly boost your pension benefits.
You’ll also hear a real-life case study showing how professional guidance helped an NHS clinician correct costly pension mistakes and plan more effectively for retirement.
Your NHS Pension remains one of the most valuable benefits you hold – but the rules have become more complex for senior and higher-paid staff. This session aims to provide clarity and confidence in making informed choices about your financial future.