Senior Partner Practice of St. James's Place Wealth Management
“When it comes to your finances, Matt is able to stand back and see the big picture and this in the skin; he is then able to focus on the detail to optimise that picture. He saved me torture on my mortgage, guided me through the minefield of private and NHS pensions and continues to reduce that burden. I wish I had met him years ago, he is an excellent adviser.”
“Matt has given me a great deal of assistance during the process of selling my practice, introducing dental specific solicitors and forwarded planning with my NHS pension. He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.”
Anant Patel, Dontist, Wirral
“As a leading PR agency in Manchester we wanted to work with a forward thinking financial advisory Practice who understand the needs of a fast growing business and could support us in both pensions and investment advice. Capstone Financial have surpassed our expectations in all areas. They really understand our business model and have been able to work strategically with our accountancy Practice, providing advice on both pensions and investments that meet the exact needs of the business and me, personally as founder. They show a real interest in our work and business and their level of professionalism and knowledge of their field is second to none.”
Julia Mitchell, Managing Director, Manchester
“Liam White from Capstone Financial Management helped me to consolidate my pensions after I moved law firms and put in place income protection plans now that I am self-employed under own personal services company. It was great getting Liam's help because he carefully listened to what I wanted to achieve, gave information in a user-friendly manner, helped me understand the options and completed the paperwork efficiently and in a timely manner. I would highly recommend Liam and he has been a big help in me sorting out my key financial plans.”
“We found Capstone Financial Management very helpful regarding our investment and look forward to seeing Matt Rhodes coming to visit for a review. We would recommend the company to anyone.”
“We appreciate the excellent and professional service provided by our Capstone Financial Management adviser and by members the Client Services Team. All our contact with the Company has been very positive.”
“Mr Liam White was recommended to me, to give a talk about Inheritance Tax to north Cheshire Wives Fellowship. On making contact I was delighted to find how easy it was to talk to Liam. He fully understood what was required by the group. The presentation was excellent. The chart and explanation of all aspects, very clearly given at the level needed. The group really appreciated all information given. Good questions and answers followed. Very positive feedback was given to me as the group left the meeting.”
Margaret Sykes, Altrincham, Retired Midwife
“Moving from an employed position at a large law firm to a self-employed role within Gunnercooke meant I needed to ensure I had the correct protection in place for my family and I. I also needed to understand how I could effectively extract profits from my business in a tax efficient way. Liam and Capstone Financial Management were recommended as the financial advisers to speak to as a Gunnercooke Partner and I couldn't be happier with the advice and service I have received from them so far. Liam took the time to fully understand my needs and objectives to ensure I had the right financial plans put in place for me. In particular I found the cash flow modelling really useful to help me look at what level of savings I need to put away each year to ensure I can retire when I want to. Everyone at Capstone is professional and I trust that they have provided me with the very best financial advice for my business and family. I highly recommend them.”
Nick Ducker, Solicitor, Bolton
“Capstone have been my trusted Financial Advisers for a number of years. Their ability to listen and understand my goals has been vital in building a long-term relationship, and they always advise me on the right protection policies and investments to suit my circumstances. Following my move to gunnercooke having a financial adviser I can trust, who offers full holistic advice to bring financial security for me and my family, has become even more important. With the Capstone team and Liam White by my side I have full confidence that my personal finances will be well looked after, enabling me to concentrate on realising my professional ambitions with gunnercooke.”
Suresh Bhatt, Solicitor
“Matt provided a very thorough investigation of my financial position and offered a very detailed report. As a result of this I have been able to make investments that are personally suited to my needs. I am extremely satisfied with the service and look forward to continued support. I am pleased to recommend Matt to anyone.”
Mike Simpson, Dentist, Frodsham
“Richard has been my financial adviser for many years. He has always advised me on my investment portfolio, his advice has been excellent and my investments with Capstone Financial Management have always achieved very good yields. I would not hesitate in recommending Richard to anyone who is seeking advice on Pension and Investment matters.”
Neil Dutton, Managing Director, Warrington
“The whole team at Capstone are exceptionally professional in their approach and advice with particular attention to detail. Client expectations are the highest priority for Capstone and I would not hesitate to recommend them to family, friends and colleagues.”
“Andrew is honest, hardworking and knows his stuff - he also uses a network of good associates for more detailed support in specialist areas.”
“Both my wife and I found Matthew thorough and informative. The pension projections were very helpful and he acquainted himself of our situation very quickly in order to give detailed active. No-one knows everything and what Matthew didn't know he told us and then proceeded to get us the information promptly and accurately.”
Anonymous, Dentist, Macclesfield
“We found the investment advice very helpful. The illustrations were a good way of visualising the portfolio projections. The factual charges and projections have proved to be accurate. Both of us like the style - no hard sell. Overall we have been very pleased with the service Capstone has provided and continues to provide.”
Trevor & Jenny Anderton
“The team at Capstone have helped me to navigate through a range of complex personal and business related financial matters in a simple, effective and efficient manner. What's equally as important to me is the on going support that I receive on a regular basis whether via bulletins, statements, routine calls and more formal face to face reviews –aftercare is second to none.”
Mark Bradshaw, Director at IPWC Ltd
“I have been using Capstone's services for around 18 months and I have a far greater understanding of how my pension is performing and have seen a marked increase in its value during that time. More importantly I have a number of decisions to make in the coming months and years and am totally confident that with their expertise and assistance I will make the right choices. Having been with a different Financial Management firm previously, I can state quite honestly that the difference in service is remarkable and that I would have no hesitation in recommending the Capstone team.”
Philip Trelease, Business Adviser
“Capstone listen to our requirements and aspirations. They ensure that everything is done to enable us to achieve these. They turn financial jargon into every day speech without patronising us. We know that we can trust Capstone 100% with the assets we have worked extremely hard for many years to accumulate.”
Simon & Tracy Reid, Business Owners
“Capstone Financial Management have always been very helpful in pointing me in the right direction regarding my investments. Their advice has always been sound and trustworthy and I would not hesitate to recommend them.”
Norman Clegg, Engineering Director
“My adviser provided me with excellent service when discussing life cover. He recommended a suitable product for my needs, which was also more cost effective than my previous cover. I would recommend Capstone Financial Management to family and friends.”
Joan Bayley, Admin Assistant
“Capstone Financial Management gave us fantastic service when we were looking for life insurance – they clearly explained our options and their potential benefits to us. We ended up paying less than we were previously and getting far better life cover.”
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James's Place will be directly linked to the performance of the fund you select and the value can therefore go down as well as up. You may get back less than you invested.
You should remember that past performance refers to the past and is not a reliable indicator of future results.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.
Capstone Financial Management Ltd is registered in England and Wales, Number 09225559. Registered Office: 35 St Thomas's Road, Chorley, PR7 1HP.